Budget 2027 comes at a time when Ireland is considering how tax policy can support investment, competitiveness and long-term economic growth, while helping individuals make more of their money.

Our Budget 2027 insights bring together perspectives from across EY on the measures that could make a difference, what was ultimately announced, and what comes next. From encouraging greater participation in investment and revisiting the potential of savings incentives, to the implications of the Finance Bill, explore the key issues shaping the conversation.

What could encourage more people in Ireland to invest?

Ahead of Budget 2027, Sinead Colreavy asked people what would make the biggest difference to their investment decisions. The results provide a useful starting point for a bigger conversation about how tax policy, incentives and greater accessibility could encourage more people to put their money to work.

Explore the LinkedIn poll results below.

What’s the biggest barrier preventing more people in Ireland from investing?

Tax discourages investing
55%
Investing seems complicated
15%
Not enough disposable income
12%
Lack of confidence
7%

Could Ireland do more to encourage people to invest?

Building a stronger investment culture requires more than one measure. Our latest insights explore what Ireland can learn from previous initiatives, the role tax incentives can play in changing investment behaviour, and how wider tax reform could help strengthen Ireland’s competitiveness.

Here, our specialists consider the options from different perspectives, from Danny Buckley’s examination of SSIAs to Petrina Smyth and Sinead Colreavy’s analysis of tax reform and Sinead’s perspective on incentives for investment.

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SSIAs offer lessons for new investment accounts

Plans for an Irish Savings and Investment Account (SIA) scheme have received a broad welcome from the financial services sector, across the political spectrum and from Irish households.

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Turning Tax Reform into Competitive Advantage

EY tax partners Petrina Smyth and Sinead Colreavy were recently interviewed for Finance Dublin’s Tax Monitor edition, sharing their perspectives on Budget 2027, tax policy and the opportunities for Ireland’s financial services sector. We have reproduced the key discussion below.

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Can tax incentives encourage investment?

As Budget Day approaches, much of the discussion around taxation tends to focus on rates, thresholds and reliefs. All important issues. But increasingly there’s a more interesting narrative entering the conversation: can tax policy influence how people save and invest for the future?

Sinead Colreavy, Tax Partner, EY Ireland speaking to RTE News online on the recent Budget 2027 announcement

To "catch up" with the rest of Europe in personal investment, the launch of the new account "needs to be done in conjunction with financial literacy and educating people on the options that are available,"